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Contingency Funding Plan demo

Each funding line tested live, and each pledged loan counted at the value the lender would accept 1:33

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What the demo shows

Treasury keeps the CFP, collateral and discount window readiness current and tested

Six agents keep the plan current. The Drill agent plans each funding source's annual live test and runs it step by step: it drafts the discount window test borrowing request, watches the payments hub for the funds, posts the journal and confirms repayment. The Readiness agent keeps the authorization list, Discount Window Direct credentials and counterparty contacts current. The Collateral agent recomputes borrowing capacity from every pledged loan and security with the lender's haircut, and finds the loans that would be rejected. The Stress agent reruns the plan's scenarios against that capacity; the Early warning agent proposes the stage change when indicators breach; the After-action agent writes the findings, owners and dates into the next CFP version. The analyst prepares, the CFO checks every borrowing request, the Treasurer approves every money step, pledge change and stage change, and ALCO approves the plan.

Transcript

  1. Contingency Funding Plan keeps a bank's backup funding tested and ready.
  2. Since July 2023, regulators expect every bank to test its contingency borrowing lines.
  3. Tessaly Community Bank counts one point one eight billion dollars across six sources.
  4. Today's drill: a five million dollar overnight discount window loan.
  5. The Drill agent drafted it, the CFO checked it; nothing moves until the Treasurer approves.
  6. Renata approves. Funded forty-eight minutes later, every step cited.
  7. Then the Collateral agent checks every pledged loan, as the Reserve Bank would.
  8. Two hundred twelve million dollars would be rejected, mostly for missing documents.
  9. Combined stress coverage now falls below the board's floor.
  10. The After-action agent drafts the plan update, with a sixty-one loan fix list.
  11. Every change needs a second person, and is logged for examiners.
  12. A plan that works on the day it is needed.
  13. Built on Botminds: agents, data, screens and governance on one platform.

The narration as written for the film. Captions are on the player.