Commercial Financial Spreading demo
Every tax return, audit and interim spread for every related entity, each number linked to its page. 1:14
What the demo shows
A spreading solution for credit teams that turns tax returns and audits into the bank's spread.
Six agents sort the whole borrower package by entity and year and spread every return and statement into the bank's chart of accounts, every cell pinned to the exact line on the exact page; the analyst works down the grid confirming, re-mapping or splitting lines, each re-map becomes a rule for that borrower's later spreads, and a senior underwriter co-signs.
Transcript
- Commercial Financial Spreading turns tax returns and audits into the bank spread for credit teams.
- By hand it takes days.
- Six agents spread Halvorsen's 38 documents on arrival.
- Every figure has a pin.
- Priya hovers officer compensation for 2025.
- The 1120s slides in.
- Line 7 boxed. It ties to both owner's W-2s, so she confirms it.
- Rent to the owner's property company was filed as occupancy.
- She remaps it, and every later Halvorson spread learns it.
- She splits a line the return carries as three.
- Each part keeps its pin.
- Tied out, global coverage is 1.47, not the 1.84 of last year.
- Pre-assigns, Walter co-signs for entities and hours, not days.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.