Check Fraud Detection demo
Three agents read each flagged check, pin their findings on the image, and a person signs each hold with the reason stated 1:33
What the demo shows
Deposit fraud teams screen each check for counterfeits, alterations and washing before release
Three agents read every flagged check independently: an image forensics agent, a depositor behavior agent and a duplicate presentment agent that searches the institution's own item archive across every channel. Each finding is pinned as a numbered callout on the check image with its source; when the agents disagree the screen says so. A proposed action reads as one sentence with the rule and the computed release date; the agent drafts the notice, a Deposit Fraud Analyst approves with a reason code, and a supervisor co-signs holds over $5,000 and any restriction. Confirmed fraud becomes a case with the reversal, loss and recovery, and a referral to the BSA team when thresholds are met.
Transcript
- Check Fraud Detection screens deposited checks for counterfeits, alterations and washing before release.
- Check fraud reports to FinCEN reached about 682,000 in 2024.
- Today the agents flagged 138 of Norrell's checks.
- A $4,850 mobile deposit lands in a 23-day-old account.
- Three agents read it separately: image, member, archive.
- Callout one: the payee line is printed at a different density.
- Callout three: check 10442 was already paid, nine days ago.
- The behavior agent dissents: the member may be a victim.
- The verdict: hold under Reg CC reasonable cause until October 29.
- The analyst approves; a supervisor co-signs the mobile deposit pause.
- The notice states the reason and release date, never a referral.
- This month, ninety percent of attempted fraud dollars were stopped.
- Built on Botminds: agents, data, screens and governance on one platform.
The narration as written for the film. Captions are on the player.