CECL Allowance Management demo
The quarterly CECL close on one timeline, with every qualitative adjustment backed by data and written support. 1:14
What the demo shows
An allowance solution for CECL teams that runs the quarterly close and documents adjustments.
Six agents assemble the qualitative-factor support within days, each basis point traced to a source the auditor can open.
Transcript
- CECL Allowance Management runs the quarterly allowance close and writes support for every adjustment.
- Examiners keep finding qualitative factors without support.
- Ashgrove's committee meets Thursday.
- Each bar the allowance walk opens its calculation and its documents.
- The qualitative bar is dashed, so six agents check all 81-factor cells.
- It fills to $666,000.
- The office memo cites 19.8% vacancy.
- A business loan economy factor repeats the model's own forecast, so it comes out.
- The allowance lands at $47.5 million, 1.31% of loans.
- The assistant drafts the memo, and the committee approves.
- Every adjustment arrives with its support already written.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.