Agricultural Loan Renewal Management demo
Every operating line due before planting, prepared by agents and lined up by date, so officers spend the season deciding, not assembling. 1:13
What the demo shows
A renewal solution for ag lenders that prepares every operating line due before planting.
Six agents open each operating line's renewal package in October from last year's file and fill it as documents arrive — last year against its plan, carryover after counting grain on hand, this year's cash flow at the bank's price deck, insurance acres, lien filings and inspections — then draft the memo and terms; the officer recommends and the Ag Lending Manager approves above authority.
Transcript
- Agricultural Loan Renewal Management prepares every farm operating line before planting for AG lenders.
- Owen's season is one calendar, each week shaded by dollars due and readiness.
- Since October, agents have built each package from last year's file.
- Brant Family Farms matures March 1st — only its insurance is still out.
- The agents fined $187,000 of carryover and term it out over five years.
- Coverage is 1.18, a lien filing lapses and rented acres lack insurance.
- Owen adds a condition to sell stored corn, and MARTA approves the coverage exception.
- Projected forward, late February turns green, all 41 renewals ready, weeks before planting.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.