Adverse Action Notice Automation demo
Every decline and counteroffer gets its real reasons, in plain words, mailed well inside the 30-day clock. 1:12
What the demo shows
A compliance solution for consumer lenders that turns each decline into a notice with reasons.
Six agents compose each notice as the decision is made, trace every reason to the model factor or policy rule behind it, check its accuracy and specificity against Regulation B and the FCRA, and keep the 30- and 90-day clocks; the compliance analyst releases every notice.
Transcript
- Adverse Action Notice Automation writes each decline letter with its true reasons for consumer lenders.
- The letter is composed live, with 14 Regulation B and FCRA rules ticking beside it.
- Dana Whitlock's notice is due in three days.
- Each reason carries its proof in the margin, the factor, her value, the points.
- Reason 2 says only insufficient credit, a sample form phrase.
- To regulation, B checks fail.
- One click traces it to the model.
- Length of credit history, oldest account 11 months.
- The check turns green.
- 213 held letters say the same, so Elena fixes the code map.
- She releases the batch, every notice inside 30 days, each reason traced.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.